DESCRIPTION

• Act as the key Business Analyst for Credit Card product
• Design simple, scalable end to end journeys, including onboarding, risk checks, approval flow, disbursement, repayment, and collection
• Review and challenge business requirements to ensure logic, compliance, and alignment with risk policies
• Work with developers, data teams, risk teams, and testers to make sure product rules and system logic work correctly
• Validate business logic before UAT/go live and support post launch analysis to improve performance
• Support assessment of credit risk impacts, fraud controls, and gap analysis when introducing new product features

REQUIREMENTS

• Bachelor’s degree or higher in Finance, Banking, Business, Economics, or IT
• At least 7 years of experience working as business analyst or product owner in Banking
• Good knowledge of lending process flows, risk rules, decision logic, limit control
• Able to translate business needs into clear requirements; strong critical thinking and problem-solving skills
• Good understanding of banking systems, data flows, APIs, and UAT